How to use Apple Pay? Analysis of hot topics on the Internet in the past 10 days
Recently, Apple Pay (Apple Pay) has become a hot topic again due to its convenience and security. This article will combine the hot content on the Internet in the past 10 days to introduce in detail the usage, advantages and common problems of users of Apple Pay, and help you quickly grasp the core information through structured data.
1. Inventory of Apple Pay’s recent hot topics

The following are the hot topics and discussion points related to Apple Pay in the past 10 days:
| topic | heat index | Main discussion content |
|---|---|---|
| Apple Pay supports more banks | ★★★★★ | Added support for small and medium-sized banks, expanding coverage |
| Apple Pay transportation card function | ★★★★☆ | Supported by multiple buses and subways, convenient commuting |
| security controversy | ★★★☆☆ | Users’ questions and answers about payment security |
| International payment experience | ★★★☆☆ | The convenience of using Apple Pay when traveling abroad |
2. How to use Apple Pay? Detailed step-by-step analysis
Using Apple Pay is very simple and only requires the following steps:
1. Add bank card
Open the "Wallet" app on your iPhone, click the "+" button in the upper right corner, and follow the prompts to add your debit or credit card. The system will verify the card information through SMS or bank APP.
2. Payment operations
In a store that supports Apple Pay, hold your iPhone close to the POS machine and simultaneously press and hold the side button (Face ID models) or double-click the Home button (Touch ID models) to complete the payment. When paying online, select the Apple Pay option and verify your identity.
3. Transportation card function
Add a transportation card (such as Beijing Card, Shanghai Public Transportation Card) to "Wallet", and after recharging, you can directly use your phone to take the bus or subway.
3. Advantages of Apple Pay
| Advantages | Description |
|---|---|
| Convenience | No need to carry a physical card, payment is fast |
| security | Using Token technology, the card number is not stored directly |
| Multiple scene support | Can be used in offline stores, online shopping, and public transportation |
4. Frequently Asked Questions
Q1: Which banks does Apple Pay support?
Apple Pay currently supports domestic mainstream banks and some local banks. The specific list can be found on Apple’s official website.
Q2: What should I do if the payment fails?
Check the network connection, bank card status or whether the POS machine supports the NFC function. If the problem persists, it is recommended to contact your bank or Apple customer service.
Q3: Are there any handling fees for Apple Pay?
Apple Pay itself does not charge a handling fee, but some banks may have fees for specific transactions. It is recommended to consult the card issuer.
5. Summary
Apple Pay has become an important choice for mobile payment due to its convenience and security. Through the structured data analysis in this article, I believe you have mastered its usage and hot issues. If you haven't tried it yet, you might as well open "Wallet" now to add a card and experience efficient payment!
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